Step-by-Step Guide to Making Extra Income
Making extra income does not always require a large amount of money. What you need is a useful skill, a problem you can solve, and people who are willing to pay for your solution.
Step 1: Look at Your Skills
Start by writing down things you can do well.
For example:
- Using a computer
- Designing flyers
- Typing and printing documents
- Teaching students
- Writing
- Cooking
- Photography
- Repairing phones or computers
- Selling products
- Social media management
- Online registration
- Hairdressing or fashion
- Farming
You do not need to be an expert. Choose something you can learn and improve.
Step 2: Find a Problem People Have
Look around you and ask:
"What are people struggling with that I can help them solve?"
For example:
- Students need help with online registrations.
- Businesses need customers.
- People need good-looking flyers.
- Job seekers need CVs.
- Small businesses need social media promotion.
- People need computer training.
- Busy people need delivery services.
- Churches and organisations need posters and announcements.
A good income opportunity usually starts with a problem.
Also Read:THE SECRET DISCIPLINE OF SMALL BEGINNINGS (PART 1)
Step 3: Choose One Problem
Do not try to solve everything at once.
Choose one problem that:
- People experience regularly.
- You know how to solve or can learn to solve.
- People are willing to pay for.
- You can start with the money you have.
For example:
Problem: Small businesses do not know how to promote themselves online.
Solution: Help them create social media posts, flyers and advertisements.
Step 4: Learn the Skill
If you don't have the skill yet, learn it.
You can learn from:
- YouTube
- Free online courses
- Practice projects
- Books
- Experienced people
- Local training centres
Do not spend months only watching tutorials.
Learn → practise → offer the service.
Step 5: Start Small
You do not need an expensive office.
You can start from:
- Your home
- Your phone
- Your computer
- A small shop
- A friend's business
- Your school or community
For example, if you want to offer graphic-design services, you can start with a smartphone and design applications.
Step 6: Create a Simple Offer
Tell people exactly what you are offering.
Instead of saying:
"I do digital services."
Say:
"I help small businesses create attractive flyers and promote their products on Facebook and WhatsApp."
A clear offer is easier for people to understand.
Step 7: Set Your Price
Start with a reasonable price.
For example, you could charge according to the amount of work involved:
- Simple flyer: affordable beginner price
- Social media management: weekly or monthly fee
- CV preparation: fixed price
- Computer training: charge per lesson
- Business registration assistance: service fee
Do not make your price extremely cheap just because you are starting.
Your price should cover your time + expenses + profit.
Step 8: Find Your First Customers
Your first customers may come from people you already know.
Tell:
- Friends
- Family members
- Neighbours
- Church members
- Schoolmates
- Local business owners
- WhatsApp contacts
You can also advertise through WhatsApp Status, Facebook, TikTok and Instagram.
For example:
Need a professional business flyer?
I create simple and attractive flyers for businesses, churches and events. Send me a message to get started.
Step 9: Give Excellent Service
Your first customers are very important.
Be:
- Honest
- Polite
- Fast
- Reliable
- Clear about your price
- Careful with customers' information
- Ready to correct genuine mistakes
A satisfied customer can bring you several more customers.
Step 10: Ask Customers to Recommend You
After completing a job successfully, politely ask:
"If you are satisfied with my service, please recommend me to someone who may need it."
Word-of-mouth advertising can be very powerful.
Also Read: THE SECRET VALUE OF PATIENCE (PART 2)
Step 11: Use Your Profit Wisely
Do not spend all the money you make.
For example, if you make ₦50,000:
- Use some for your personal needs.
- Keep some as savings.
- Reinvest some into the business.
- Keep some for emergencies.
The goal is not only to make money, but to build something that can continue making money.
Step 12: Add More Services
Once you have customers, look for related problems you can solve.
For example, if you design flyers, you could later offer:
Flyer design → social media management → advertising → website creation → business branding.
This allows one customer to buy several services from you.
Step 13: Build Your Reputation
Create a simple business identity.
You can have:
- Business name
- WhatsApp Business account
- Facebook page
- Instagram page
- Simple logo
- Price list
- Portfolio of your previous work
- Customer testimonials
Show people examples of what you have done.
Step 14: Track Your Money
Write down every business transaction.
Record:
Money received – business expenses = profit
For example:
₦100,000 received
− ₦30,000 expenses
= ₦70,000 profit
This helps you know whether your business is actually making money.
Step 15: Don't Depend on Only One Customer
Try to build a customer base.
Instead of having one customer who pays you ₦100,000 occasionally, you may eventually prefer having 10 customers who pay you ₦10,000 each month.
This can make your income more stable.
A Simple 30-Day Action Plan
Week 1 — Choose Your Opportunity
- Identify your skills.
- Find problems people around you have.
- Choose one problem.
- Research how to solve it.
- Practise the skill.
Week 2 — Prepare Your Business
- Choose a business name.
- Create samples of your work.
- Set your prices.
- Create a WhatsApp Business profile.
- Prepare a simple advertisement.
Week 3 — Find Customers
- Post on WhatsApp Status every day.
- Contact potential customers.
- Visit local businesses where appropriate.
- Offer an introductory service.
- Ask satisfied customers for referrals.
Week 4 — Improve and Grow
- Review your sales.
- Find out what customers like.
- Improve your service.
- Reinvest part of your profit.
- Add one related service.
- Set a target for the following month.
The Most Important Rule
Don't wait until everything is perfect before starting.
Start with what you have, solve a real problem, charge fairly, treat customers well, and improve as you go.
The goal at the beginning is not to become rich overnight.
Also Read: THE SECRET DISCIPLINE OF SMALL BEGINNINGS (PART 2)
Your first goal is to get your first paying customer.
Then get your second.
Then your tenth.
Then build a system that can bring customers consistently.

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